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Last Updated on 23/03/2017
IOB - Savings Bank Gold I

IOB presents a unique high end SB product for professionals such as Doctors, Lawyers, CAs, Executives working in MNCs, software companies, High Networth individuals etc. We offer host of concessions under this product. All it requires is that you should maintain an average daily balance of not less than Rs.50000 over the last three months.



All individuals including professionals such as doctors, lawyers, C.A.s; Executives working in MNC, software companies, Public/private sector and business people, High Net Worth individuals, CEOs, IAS and IPS.


Quarterly average balance not be less than Rs.50000.



  • ATM card on day one.
  • International Debit Card without charges.
  • Internet banking
  • Personalized Multi city cheques issued at MICR centers free.
  • Monthly account statements over E-mail.
  • SMS alerts for daily transactions.
  • Transfer of funds through RTGS without charges.
  • Transfer of funds thro' NEFT without charges.
  • Personalised cheque books with name printed free of cost.
  • Personal Accident Insurance covers of Rs. Five lakhs free of cost.
  • Anywhere Banking in CBS/TBA branches.
  • ATM usage at any Bank free.
  • Demat account opening charges free.
  • Online Tax payment free of cost.
  • Online bill payment facility.
  • Facility for Family Health Insurance.


If the quarterly average balance is between Rs 50,000 and < Rs 100000, the balance exceeding Rs 65,000 will be swept out and kept in TD in units of Rs.2000/-. As and when the minimum balance goes down, the adequate units in TD will be closed and transferred to SB, on a last in –first out basis

For any further details please feel free to contact our nearest Branch